Erie Insurance, a multi-line insurance company established in 1925 and now catering to 11 estates and the District of Columbia is offering auto, home, commercial and life insurance. Insurances are helpful during times of great needs, it is your best protection when disaster strikes.
Over the past recent years, we’ve seen the vast damages a natural disaster can bring. Millions of properties were destroyed and thousands of lives were taken during the year 2005 when Hurricane Katrina and others made the nastiest record according to III (Insurance Information Institute). Fourteen hurricanes occurred in 2005 which caused for a $46 billion insured losses and $3 million claims – this is the all record highs in the insurance industry.
In United States history, hurricane Katrina proved to be the most expensive and the deadliest. Thousands of lives were claimed and preliminary estimates forecasted by ISO said that $34.4 billions will be paid by insurers for claims filed by the victims of Katrina. Other significant hurricanes were Rita, Wilma, and Dennis – all of them causing insured losses amounting to billions of dollars.
As the past have taught us, nothing beats being prepared during this kind of emergencies. It’s imperative to be ready before a ruthless storm strikes. You can start by contacting the emergency management departments in your local area or local chapters of the American Red Cross and ask them for plans in the event of a community disaster. They would surely give you the information you need and these plans would normally include details and information on the where to go or the safest evacuation ways and nearby protection shelters in your place.
It is also important to prepare a disaster kit with supplies like first aid kit comprised of essential medicines, flashlights, portable battery-operated radio (to know the latest forecasts and emergency guidelines), extra batteries, emergency supply of food and water, non-electric can opener, if you have kids, also be ready with infant formulas and diapers, personal hygiene items like soap and toothpaste, wear and prepare an extra sturdy shoes, waterproof containers for your important papers and documents, and of course, cash and credit cards.
Discussing the appropriate response when things come to worst with your family members will also help cope with a natural disaster. Teaching everyone, including the kids on how and when to turn off the gas, electricity and water can prove vital to your family’s survival. Staying indoors will be very advisable not unless there’s a call for mass evacuation. Your house will offer you the best protection you need against natural elements like heavy rains and lightning. You should always be alert and be ready to evacuate once the call for it has been announced to avoid uneventful losses like death. Your key to survival during these times is being prepared and observing safety rules.
When natural calamities happen, it is unavoidable to have damages in your properties and the best thing you can do is insure your properties, if you’d like help in this, you may want to see Erie Insurance. They offer a wide range of insurance products that will best suit your needs and personal circumstances. GP
